User Agreement
Last Updated: February 18, 2026
Welcome to Our Service Community
By accessing crexhub.com or using any services provided by Crediexpress LTDA, you're joining our community and agreeing to these terms. Your continued use of our platform means you accept all conditions outlined here. If you don't agree with any part of these terms, please discontinue use of our services immediately.
Who Can Use Our Platform
Our services are exclusively available to individuals who are 18 years of age or older. By using our platform, you confirm that you meet this age requirement and have the legal capacity to enter into binding agreements. We reserve the right to verify your age and may request identification to ensure compliance with this requirement.
SMS Communications and Your Rights
By providing your mobile number, you consent to receive SMS messages from Crediexpress LTDA at the number provided. Message frequency may vary, with up to 4 messages per week. Standard message and data rates may apply as determined by your wireless carrier. You can opt out at any time by replying STOP to any message. This complies with TCPA regulations, and we respect your communication preferences. For SMS support, contact us at [email protected].
Responsible Platform Usage
You agree to use our platform lawfully and respectfully. This means no uploading harmful content, attempting to breach security measures, or interfering with other users' experiences. You're responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Please notify us immediately of any unauthorized use of your account.
Important Health and Product Information
Any dietary supplements, wellness products, or health-related information available through our platform are not intended to diagnose, treat, cure, or prevent any disease. These products have not been evaluated by health authorities as medical treatments. Always consult with qualified healthcare professionals before starting any supplement regimen or making health-related decisions. Individual results may vary.
Intellectual Property Protection
All content, features, and functionality on our platform, including but not limited to text, graphics, logos, images, and software, are owned by Crediexpress LTDA or our licensors and are protected by intellectual property laws. You may use our platform for personal, non-commercial purposes only. Any unauthorized reproduction, distribution, or modification of our content is strictly prohibited.
Service Warranties and Expectations
We strive to provide reliable and high-quality services, but we cannot guarantee that our platform will always be available, error-free, or meet all your specific needs. Our services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We make no warranties regarding the accuracy, reliability, or completeness of any content or information on our platform.
Limitation of Our Responsibility
To the fullest extent permitted by Brazilian law, Crediexpress LTDA shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability for any claims related to our services shall not exceed the amount you paid to us in the twelve months preceding the claim, if any. This limitation applies regardless of the legal theory on which your claim is based.
Your Privacy Matters
We take your privacy seriously and are committed to protecting your personal information. Our privacy practices are detailed in our Privacy Policy, which is incorporated by reference into these terms. By using our services, you also agree to the terms of our Privacy Policy. We encourage you to review it regularly to stay informed about how we collect, use, and protect your information.
Updates to These Terms
We may modify these terms from time to time to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we'll notify you through our platform or via email. Your continued use of our services after such modifications constitutes your acceptance of the updated terms. We recommend reviewing these terms periodically to stay informed of any changes.
Legal Framework and Contact Information
These terms are governed by Brazilian law and any disputes will be resolved in the courts of Ribeirao Preto, SP, Brazil. For questions, concerns, or support regarding these terms or our services, please contact Crediexpress LTDA at [email protected], call +17819398368, or write to us at Avenida Caramuru, Ribeirao Preto, SP 14025710, Brazil. Our CNPJ is 49058397000161. We're here to help and will respond to your inquiries promptly.